Updated August 2026. Impact windows and doors can pay back over time. They do not print a fixed insurance number every year. Statewide Windows & Doors will show insurance, energy, and grant paths on your house. The number is whatever your carrier, your AC load, and the program rules actually do.

Where the money can come from

  • Wind mitigation: Florida carriers often discount when opening protection is documented (product approvals, photos, Form 1802). The percentage is the carrier's, not ours. Ask your agent before you count it.
  • Energy: Low-E and insulated impact glass can cut cooling load. Savings depend on the rest of the house, not a round percentage from a blog.
  • No shutter crew: You are not paying someone to close panels before every storm, and you are not storing them.
  • My Safe Florida Home: Applications are open again as of this update. Grants depend on the inspection and program rules. Start at mysafeflhome.com. Details: My Safe Florida Home guide.

None of that is a guarantee. A bid that promises a round insurance number without talking to your carrier is guessing.

What actually has to be true

  • Approved systems on the openings that count, not one pretty window in the living room
  • Permit and a wind-mitigation inspection if you want the insurance path
  • The glass makeup (Low-E, insulated) in writing if you want the AC story

Cost context: 2026 price guide. Related: questions to ask before you hire.

FAQ

Will I save thousands?

Some homeowners do, over years, if the insurance credit lands and the AC load drops. Some do not, if the carrier barely moves or the house was already tight. Get the inspection and the bid. Do not buy on a blog average.

How fast is the payback?

There is no honest 10-year clock that fits every house. Add insurance change, energy, grant, and what you would have spent on shutters. That is the payback, not a slogan.

Does Statewide guarantee the insurance drop?

No. We install the approved system and give you the paperwork. The carrier decides the credit.

Get the real number on your house

Call Statewide Windows & Doors at (561) 816-4010 or request a free estimate. Bring last year's insurance declaration if you have it. We will not invent a savings figure to close the job.